Colorado Marine Officer » Aren’t I already covered by my collision and comprehensive automobile insurance? http://www.coloradomarineofficer.com provides information and news, about insurance | colorado | marine | officer |money Sun, 27 Mar 2011 11:32:34 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Aren’t I already covered by my collision and comprehensive automobile insurance? http://www.coloradomarineofficer.com/2009/10/aren%e2%80%99t-i-already-covered-by-my-collision-and-comprehensive-automobile-insurance/ http://www.coloradomarineofficer.com/2009/10/aren%e2%80%99t-i-already-covered-by-my-collision-and-comprehensive-automobile-insurance/#comments Tue, 13 Oct 2009 07:41:16 +0000 admin http://www.coloradomarineofficer.com/?p=195 insurance2No.  Collision insurance pays for damages to your car when caused by collision with another vehicle or object. Comprehensive insurance protects you against damage to your own car from such perils as fire, theft, glass damage, windstorm, flood,vandalism and other causes. Un-insured and Under-Insured Motorist coverage can be purchased so it is available to help with medical payments and other losses should an “at-fault driver” not carry enough insurance to cover all damages and recovery.

What is liability insurance?
Liability insurance is coverage for bodily injury you cause to another person or for property damage you cause to another’s property through negligent operation of your vehicle. Liability insurance also affords coverage if the accident was caused by a member of your household driving your vehicle or by a person using your vehicle with your permission.

Does Colorado law specify amounts of liability insurance a driver carries?
The minimum amount of liability insurance required by Colorado law is:

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