http://www.coloradomarineofficer.com provides information and news, about insurance | colorado | marine | officer |money Wed, 18 Aug 2010 06:43:22 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 http://www.coloradomarineofficer.com/2009/10/what-is-it-do-i-need-it-how-do-i-get-coverage/ http://www.coloradomarineofficer.com/2009/10/what-is-it-do-i-need-it-how-do-i-get-coverage/#comments Fri, 09 Oct 2009 07:28:56 +0000 admin http://www.coloradomarineofficer.com/?p=190 Colorado law concerning insurance coverage for un-insured and under-insured motorists allows consumers to decide whether to purchase optional coverage. However, insurance providers must offer this option with any new or renewal car or motorcycle policy. Although insurance is mandatory for all drivers in Colorado, there are people driving who pay only minimum insurance, or whose insurance has lapsed, or who are driving with no insurance. If you are involved in a serious accident, and the negligent driver has low insurance limits, or does not carry insurance, bodily injury damages are not covered by your policy unless you have purchased this additional insurance.
Where can I get Un-insured or Under-insured motorist coverage for my vehicles? All insurance providers in Colorado must offer un-insured/under-insured motorist coverage as optional coverage on a new or renewal automobile or motorcycle policy. If you reject optional uninsured motorist coverage, you must do so in writing.
The minimum amount offered must be at least equal to the insured’s “bodily injury liability limits” in the primary policy. Ask your insurance agent for information about adding this coverage to your policy or increasing the amount of coverage.

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